{"text_format":"1","workbook":"xlsx","n_sheets":11,"sheets":["Instructions","Expense Planner","M1 Loan Planner","M2 Loan Planner","M3 Loan Planner","M4 Loan Planner","PLUS Instructions","Loan Review Instructions","Revision Instructions","What's Next","Sheet1"],"not_rendered":{"charts":0,"images":0,"macros":1,"external_links":0,"defined_names":0,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"Instructions","index":0,"n_rows":29,"n_cols":11,"rows_kept":29,"cut":false,"hidden":false,"merged":[[5,10,9,14],[1,1,2,7],[12,10,16,14],[19,10,24,14]]}
[]
[null,"2018-2019 Loan Planner Instructions"]
[]
[]
[]
[null,1,"Complete the Expense Planner tab",null,null,null,null,null,null,null,"FINANCIAL SERVICES CONTACT INFORMATION:                                                                  Email: medfinservices@oakland.edu                                                   Phone: 248-370-3611"]
[]
[null,2,"Select the appropriate year (M1, M2, etc.) tab"]
[]
[null,3,"Fill in the Required Amounts in the Loan Planner tab"]
[]
[null,4,"Always review award status prior to accepting, applying for or revising loans at",null,null,null,null,"SAIL*"]
[null,null,null,null,null,null,null,null,null,null,"IMPORTANT INFORMATION: This Student Loan Planner file is only valid for the 2018-2019 academic year. A new Planner must be downloaded for each academic year. "]
[null,5,"Accept an Unsubsidized Loan and, if needed, apply for a Graduate PLUS Loan as directed"]
[]
[null,6,"Enroll in direct deposit through","SAIL* if","you have not already done so"]
[]
[null,7,"Consider enrolling in a Payment Plan at",null,"eBill** if needed"]
[]
[null,8,"What's Next: Disbursements & Refunds and Helpful Resources",null,null,null,null,null,null,null,"* - Newly admitted students will be able to access SAIL starting in April 2018.                                                                                                                       ** - Newly admitted students will be able to enroll in a Payment Plan starting in mid-July 2018."]
[]
[]
[null,null,"All First-time Unsubsidized Borrowers MUST Also Complete: "]
[null,null,"Entrance Counseling"]
[null,null,"Master Promissory Note (MPN)"]
[null,null,"(Will be listed as Unsatisfied Requirements in SAIL until completed and system is updated)"]
[]
[null,null,"All Returning Borrowers Are STRONGLY Advised to Annually Complete:"]
[null,null,"Student Loan Review "]

{"sheet":"Expense Planner","index":1,"n_rows":33,"n_cols":10,"rows_kept":33,"cut":false,"hidden":false,"merged":[[25,4,25,5],[26,4,30,5],[7,8,11,12],[17,1,22,2],[1,1,2,5],[21,5,22,5],[4,1,4,2],[4,4,4,5],[25,1,25,2],[26,1,32,2],[25,8,29,12]]}
[]
[null,"2018-2019 Expense Planner"]
[]
[]
[null,"Fixed Monthly Expenses",null,null,"Variable Monthly Expenses"]
[null,"Rent/Mortgage",null,null,"Groceries/Household supplies",null,null,null,null," = Required Amount"]
[null,"Renters/Homeowners Insurance",null,null,"Dining out"]
[null,"Utilities",null,null,"Clothes",null,null,null,"FINANCIAL SERVICES CONTACT INFORMATION:                                                                  Email: medfinservices@oakland.edu                                                   Phone: 248-370-3611"]
[null,"         Electric (Avg. $51)*",null,null,"Laundry/Dry cleaning"]
[null,"         Gas (Avg. $25)*",null,null,"Gas/Oil/Auto maintenance"]
[null,"         Internet (Avg. $35)*",null,null,"Health/Beauty/Haircuts"]
[null,"         Water (Avg. $25)*",null,null,"Medical/Dental/Eye care"]
[null,"Cellular phone",null,null,"Hobbies/Recreation"]
[null,"Auto insurance",null,null,"Other ______________________"]
[null,"Other ____________________",null,null,"Other ______________________"]
[null,"Total Fixed Expenses",{"$f":"SUM(C6:C15)","v":0},null,"Total Variable Expenses",{"$f":"SUM(F6:F15)","v":0}]
[]
[null,"* Do not include expenses for which you are not directly responsible. For example, if your family will pay your cell phone bill or car insurance, do not included those expenses on this worksheet as the purpose is to determine how much you should borrow to meet your remaining need. ",null,null,"Total Variable Expenses",{"$f":"SUM(F6:F15)","v":0}]
[null,null,null,null,"Total Fixed Expenses",{"$f":"SUM(C6:C15)","v":0}]
[null,null,null,null,"Total Monthly Expenses",{"$f":"SUM(F18:F19)","v":0},null,null,null," = Transferred to Loan Planner"]
[]
[null,null,null,null,"Select appropriate year tab below."]
[]
[]
[]
[null,"* Utility Averages",null,null,"Utility Bill Budget Plans",null,null,null,"IMPORTANT INFORMATION: This Student Loan Planner file is only valid for the 2018-2019 academic year. A new Planner must be downloaded for each academic year. "]
[null,"Please note that these averages were taken from the latest OUWB cost of living survey and are intended to provide a general reference.",null,null,"Optional plans which 'even out' monthly payments over the year to make budgeting these expenses easier. The utility company estimates total cost for the year and divides by twelve months to determine a monthly payment amount. They will periodically recalculate this amount."]
[]
[]
[]
[]
[null,null,null,null,"Electric - DTE Energy"]
[null,null,null,null,"Gas - Consumers Energy"]

{"sheet":"M1 Loan Planner","index":2,"n_rows":33,"n_cols":10,"rows_kept":33,"cut":false,"hidden":false,"merged":[[1,1,2,5],[6,1,6,2],[5,1,5,4],[7,1,7,4],[8,1,8,4],[11,8,15,12],[19,8,27,12],[4,1,4,5],[11,1,11,5],[12,1,12,4],[13,1,13,4],[14,1,14,4],[19,1,19,4]]}
[]
[null,"2018-2019 M1 Loan Planner"]
[]
[]
[null,"Estimated Expenses"]
[null,"2018-2019 Estimated Tuition",null,null,null,54928]
[null,"Planned Monthly Expenses (Aug - May)",null,{"$f":"'Expense Planner'!$F$20","v":0},"x 10 months",{"$f":"D7*10","v":0},null,null,null," =  Transferred from Expense Planner"]
[null,"Books, supplies and diagnostic kit ($1310 included in Cost of Attendance)",null,null,null,0,null,null,null," =  Required Amount"]
[null,"One-time expenses (i.e. moving expenses)",null,null,null,0,null,null,null," =  Recommended Amount"]
[null,"Total Estimated Expenses",null,null,null,{"$f":"SUM(F6:F9)","v":54928}]
[]
[null,"Estimated Support",null,null,null,null,null,null,"FINANCIAL SERVICES CONTACT INFORMATION:                                                                  Email: medfinservices@oakland.edu                                                   Phone: 248-370-3611"]
[null,"Awards and scholarships (SAIL)",null,null,null,0]
[null,"Savings and other resources (529s, MESP, MET, Americorps, etc.)",null,null,null,0]
[null,"Family support for tuition, books and supplies",null,null,null,0]
[null,"Total Estimated Support",null,null,null,{"$f":"SUM(F13:F15)","v":0}]
[]
[null,"Remaining Need",null,null,null,{"$f":"F10-F16","v":54928}]
[]
[null,"Total Recommended Unsubsidized Direct Loan (Including Loan Fees) for 2018-2019 ",null,null,null,{"$f":"IF((F18/(1-0.01066))<=42722,(F18/(1-0.01066)),42722)","v":42722},null,null,"IMPORTANT INFORMATION: This Student Loan Planner file is only valid for the 2018-2019 academic year. A new Planner must be downloaded for each academic year. "]
[null,"Recommended Amount for Fall 2018",null,null,null,{"$f":"F20/2","v":21361}]
[null,"Recommended Amount for Winter 2019",null,null,null,{"$f":"F20/2","v":21361}]
[null,"Log into SAIL"]
[null,"Instructions for accepting an Unsubsidized loan in SAIL."]
[]
[null,"Recommended Graduate PLUS Loan (Including Loan Fees) for 2018-2019",null,null,null,{"$f":"IF((F18/(1-0.01066))>42722,((F18-42267)/(1-0.04264)),0)","v":13224.910169633158}]
[null,"Log into studentloans.gov (Application available in April 2018) "]
[null,"Instructions for applying for a Graduate PLUS Loan."]
[]
[null,"All First-time Unsubsidized Borrowers MUST Also Complete: "]
[null,"Entrance Counseling"]
[null,"Master Promissory Note (MPN)"]
[null,"(Will be listed as Unsatisfied Requirements in SAIL until completed and system is updated)"]

{"sheet":"M2 Loan Planner","index":3,"n_rows":32,"n_cols":10,"rows_kept":32,"cut":false,"hidden":false,"merged":[[20,8,26,12],[12,8,16,12],[4,1,4,5],[12,1,12,5],[1,1,2,5],[5,1,5,4],[6,1,6,2],[7,1,7,4],[8,1,8,4],[9,1,9,4],[13,1,13,4],[14,1,14,4],[15,1,15,4]]}
[]
[null,"2018-2019 M2 Loan Planner"]
[]
[]
[null,"Estimated Expenses"]
[null,{"$f":"'M1 Loan Planner'!$B$6","v":"2018-2019 Estimated Tuition"},null,null,null,54928]
[null,"Monthly budget (Aug - Jun)",null,{"$f":"'Expense Planner'!$F$20","v":0},"x 11 months",{"$f":"D7*11","v":0},null,null,null," = Transferred from Expense Planner"]
[null,"Books and supplies ($360 included in Cost of Attendance)",null,null,null,0,null,null,null," = Required Amount"]
[null,"USMLE Step 1 Fees ($610 included in Cost of Attendance)",null,null,null,0,null,null,null," = Recommended Amount"]
[null,"One-time expenses",null,null,null,0]
[null,"Total Estimated Expenses",null,null,null,{"$f":"SUM(F6:F10)","v":54928}]
[]
[null,"Estimated Support",null,null,null,null,null,null,"FINANCIAL SERVICES CONTACT INFORMATION:                                                                  Email: medfinservices@oakland.edu                                                   Phone: 248-370-3611"]
[null,"Awards and scholarships (SAIL)",null,null,null,0]
[null,"Savings and other resources (529s, MESP, MET, Americorps, etc.)",null,null,null,0]
[null,"Family support",null,null,null,0]
[null,"Total Estimated Support",null,null,null,{"$f":"SUM(F14:F16)","v":0}]
[]
[null,"Remaining Need",null,null,null,{"$f":"F11-F17","v":54928}]
[]
[null,"Total Recommended Unsubsidized Direct Loan (Including Loan Fees) for 2018-2019",null,null,null,{"$f":"IF((F19/(1-0.01066))<=44944,(F19/(1-0.01066)),44944)","v":44944},null,null,"IMPORTANT INFORMATION: This Student Loan Planner file is only valid for the 2018-2019 academic year. A new Planner must be downloaded for each academic year. "]
[null,"Recommended Amount for Fall 2018",null,null,null,{"$f":"F21/2","v":22472}]
[null,"Recommended Amount for Winter 2019",null,null,null,{"$f":"F21/2","v":22472}]
[null,"Log into SAIL"]
[null,"Instructions for accepting an Unsubsidized loan in SAIL."]
[]
[null,"Recommended Graduate PLUS Loan (Includingl Loan Fees) for 2018-2019",null,null,null,{"$f":"IF((F19/(1-0.01066))>44944,((F19-44465)/(1-0.04264)),0)","v":10929.013119411715}]
[null,"Log into studentloans.gov (Application available in April 2018)"]
[null,"Instructions for applying for a Graduate PLUS Loan."]
[]
[null,"All Returning Borrowers Are STRONGLY Advised to Annually Complete:"]
[null,"Student Loan Review "]

{"sheet":"M3 Loan Planner","index":4,"n_rows":32,"n_cols":10,"rows_kept":32,"cut":false,"hidden":false,"merged":[[20,8,26,12],[12,8,16,12],[1,1,2,5],[4,1,4,5],[12,1,12,5],[5,1,5,4],[6,1,6,2],[7,1,7,4],[8,1,8,4],[9,1,9,4],[13,1,13,4],[14,1,14,4],[15,1,15,4]]}
[]
[null,"2018-2019 M3 Loan Planner"]
[]
[]
[null,"Estimated Expenses"]
[null,{"$f":"'M1 Loan Planner'!$B$6","v":"2018-2019 Estimated Tuition"},null,null,null,54928]
[null,"Monthly budget (Jul - Jun)",null,{"$f":"'Expense Planner'!$F$20","v":0},"x 12 months",{"$f":"D7*12","v":0},null,null,null," = Transferred from Expense Planner"]
[null,"Books and supplies ($200 included in Cost of Attendance)",null,null,null,0,null,null,null," = Required Amount"]
[null,"USMLE Step 2 Fees ($1895 included in Cost of Attendance)",null,null,null,0,null,null,null," = Recommended Amount"]
[null,"One-time expenses",null,null,null,0]
[null,"Total Estimated Expenses",null,null,null,{"$f":"SUM(F6:F10)","v":54928}]
[]
[null,"Estimated Support",null,null,null,null,null,null,"FINANCIAL SERVICES CONTACT INFORMATION:                                                                  Email: medfinservices@oakland.edu                                                   Phone: 248-370-3611"]
[null,"Awards and scholarships (SAIL)",null,null,null,0]
[null,"Savings and other resources (529s, MESP, MET, Americorps, etc.)",null,null,null,0]
[null,"Family support",null,null,null,0]
[null,"Total Estimated Support",null,null,null,{"$f":"SUM(F14:F16)","v":0}]
[]
[null,"Remaining Need",null,null,null,{"$f":"F11-F17","v":54928}]
[]
[null,"Total Recommended Unsubsidized Direct Loan (Including Loan Fees) for 2018-2019",null,null,null,{"$f":"IF((F19/(1-0.01066))<=47167,(F19/(1-0.01066)),47167)","v":47167},null,null,"IMPORTANT INFORMATION: This Student Loan Planner file is only valid for the 2018-2019 academic year. A new Planner must be downloaded for each academic year. "]
[null,"Recommended Amount for Fall 2018",null,null,null,{"$f":"F21/2","v":23583.5}]
[null,"Recommended Amount for Winter 2019",null,null,null,{"$f":"F21-F22","v":23583.5}]
[null,"Log into SAIL"]
[null,"Instructions for accepting an Unsubsidized loan in SAIL."]
[]
[null,"Recommended Graduate PLUS Loan (Including Loan Fees) for 2018-2019",null,null,null,{"$f":"IF((F19/(1-0.01066))>47167,((F19-46665)/(1-0.04264)),0)","v":8631.026990891618}]
[null,"Log into studentloans.gov (Application available in April 2018)"]
[null,"Instructions for applying for a Graduate PLUS Loan."]
[]
[null,"All Returning Borrowers Are STRONGLY Advised to Annually Complete:"]
[null,"Student Loan Review "]

{"sheet":"M4 Loan Planner","index":5,"n_rows":32,"n_cols":10,"rows_kept":32,"cut":false,"hidden":false,"merged":[[20,8,26,12],[12,8,16,12],[1,1,2,5],[4,1,4,5],[12,1,12,5],[5,1,5,4],[6,1,6,2],[7,1,7,4],[8,1,8,4],[9,1,9,4],[13,1,13,4],[14,1,14,4],[15,1,15,4]]}
[]
[null,"2018-2019 M4 Loan Planner"]
[]
[]
[null,"Estimated Expenses"]
[null,{"$f":"'M1 Loan Planner'!$B$6","v":"2018-2019 Estimated Tuition"},null,null,null,54928]
[null,"Monthly budget (Jul - Apr)",null,{"$f":"'Expense Planner'!$F$20","v":0},"x 10 months",{"$f":"D7*10","v":0},null,null,null," = Transferred from Expense Planner"]
[null,"Books and supplies ($200 included in Cost of Attendance)",null,null,null,0,null,null,null," = Required Amount"]
[null,"Residency Application/Interview Costs ($2750 included in Cost of Attendance)",null,null,null,0,null,null,null," = Recommended Amount"]
[null,"One-time expenses",null,null,null,0]
[null,"Total Estimated Expenses",null,null,null,{"$f":"SUM(F6:F10)","v":54928}]
[]
[null,"Estimated Support",null,null,null,null,null,null,"FINANCIAL SERVICES CONTACT INFORMATION:                                                                  Email: medfinservices@oakland.edu                                                   Phone: 248-370-3611"]
[null,"Awards and scholarships (SAIL)",null,null,null,0]
[null,"Savings and other resources (529s, MESP, MET, Americorps, etc.)",null,null,null,0]
[null,"Family support",null,null,null,0]
[null,"Total Estimated Support",null,null,null,{"$f":"SUM(F14:F16)","v":0}]
[]
[null,"Remaining Need",null,null,null,{"$f":"F11-F17","v":54928}]
[]
[null,"Total Recommended Unsubsidized Direct Loan (Including Loan Fees) for 2018-2019",null,null,null,{"$f":"IF((F19/(1-0.01066))<=42722,(F19/(1-0.01066)),42722)","v":42722},null,null,"IMPORTANT INFORMATION: This Student Loan Planner file is only valid for the 2018-2019 academic year. A new Planner must be downloaded for each academic year. "]
[null,"Recommended Amount for Fall 2018",null,null,null,{"$f":"F21/2","v":21361}]
[null,"Recommended Amount for Winter 2019",null,null,null,{"$f":"F21/2","v":21361}]
[null,"Log into SAIL"]
[null,"Instructions for accepting an Unsubsidized loan in SAIL."]
[]
[null,"Recommended Graduate PLUS Loan (Including Loan Fees) for 2018-2019",null,null,null,{"$f":"IF((F19/(1-0.01066))>42722,((F19-42267)/(1-0.04264)),0)","v":13224.910169633158}]
[null,"Log into studentloans.gov (Application available in April 2018)"]
[null,"Instructions for applying for a Graduate PLUS Loan."]
[]
[null,"All Returning Borrowers Are STRONGLY Advised to Annually Complete:"]
[null,"Student Loan Review "]

{"sheet":"PLUS Instructions","index":6,"n_rows":28,"n_cols":11,"rows_kept":28,"cut":false,"hidden":false,"merged":[[1,1,2,7],[7,10,11,14]]}
[]
[null,"Graduate PLUS Application Instructions"]
[]
[]
[]
[null,null,"***Graduate PLUS Application is available starting in April 2018***"]
[]
[null,1,"Always review award status at mysail.oakland.edu prior to applying for a Graduate PLUS Loan",null,null,null,null,null,null,null,"FINANCIAL SERVICES CONTACT INFORMATION:                                                                  Email: medfinservices@oakland.edu                                                   Phone: 248-370-3611"]
[]
[null,2,"Only apply for Graduate PLUS Loan if needed. (Recommended will be populated in Loan Planner)"]
[]
[null,3,"Login to www.studentloans.gov","www.studentloans.gov","using your FSA ID and Password"]
[]
[null,4,"Select 'Apply for a Direct PLUS Loan' "]
[]
[null,5,"Under 'Direct PLUS Loan Application for Graduate/Professional Students,' select 'Start'"]
[]
[null,6,"Under 'Select and Award Year,' select '2018-2019'"]
[]
[null,7,"Under 'Loan Amount Requested', select 'I would like to specify a loan amount' radio button"]
[]
[null,8,"Type in the Recommended Graduate PLUS Loan amount from the Loan Planner"]
[]
[null,9,"Under 'Loan Period Requested', select '09/2018 - 04/2019'"]
[]
[null,10,"Complete the remaining steps and submit the application"]
[]
[null,11,"Complete the PLUS Master Promissory Note (MPN) if prompted to do so"]

{"sheet":"Loan Review Instructions","index":7,"n_rows":33,"n_cols":11,"rows_kept":33,"cut":false,"hidden":false,"merged":[[1,1,3,16],[11,2,11,5],[29,2,30,13],[18,2,18,5],[21,2,21,11],[11,10,15,14]]}
[]
[null,"Instructions for Accessing the National Student Loan Data System (NSLDS) & MedLoans Organizer and Calculator (MLOC)"]
[]
[]
[]
[]
[null,null,"Financial Services strongly recommends that all student loan borrowers complete this review on an annual basis. "]
[]
[null,null,"Please follow the steps below to access NSLDS to view your loan disbursements, history, balances and status."]
[]
[null,null,"Logging in to view your NSLDS loan data:"]
[null,null,"  1.    Go to www.nslds.ed.gov",null,null,null,null,null,null,null,"FINANCIAL SERVICES CONTACT INFORMATION:                                                                  Email: medfinservices@oakland.edu                                                   Phone: 248-370-3611"]
[null,null,"2.       Login using your FSA ID, username and password"]
[null,null,"3.       Select  “My Student Data Download”"]
[null,null,"4.       Click on “Confirm”*"]
[null,null,"5.       Save the .txt file to your computer"]
[]
[null,null,"To transfer your loan information to the AAMC MedLoans Organizer & Calculator:"]
[null,null,"1.   Go to www.aamc.org/medloans"]
[null,null,"2.       Login using your AAMC (AMCAS) username and password"]
[null,null,"3.       Click “Get Started Now”"]
[null,null,"4.   Click “Import NSLD” (Email Denine Hales, AAMC Administrative Specialist,  at dhales@aamc.org "]
[null,null,null,"  for assistance if you are unable to use the import option)"]
[null,null,"5.       Select the .txt file and click “Upload”"]
[null,null,"6.       If applicable, add private loan information"]
[null,null,"7.       If desired, add projected loan information"]
[null,null,"8.       Click “MedLoans Calculator” and enter the calculator values, use best estimates"]
[null,null,"9.       Click “Submit” and review the Repayment Options information"]
[]
[null,null,"*While logged into NSLDS, review your individual federal student loans by clicking on the number associated with each loan. This will provide you with access to the contact information for your loan servicer."]
[]
[]
[null,null,"**It is advised that you print a copy of your loan detail screen for your records and keep it safe and accessible."]

{"sheet":"Revision Instructions","index":8,"n_rows":16,"n_cols":10,"rows_kept":16,"cut":false,"hidden":false,"merged":[[1,1,2,6],[5,9,9,13]]}
[]
[null,"Loan Revision Instructions"]
[]
[]
[]
[null,1,"Always review award status at mysail.oakland.edu prior to revising loans",null,null,null,null,null,null,"FINANCIAL SERVICES CONTACT INFORMATION:                                                                  Email: medfinservices@oakland.edu                                                   Phone: 248-370-3611"]
[]
[null,2,"Only submit a loan revision if needed AFTER initial Acceptance in SAIL"]
[]
[null,3,"Log into the 2018-2019 Online Revision Form","here"]
[]
[null,4,"From the Loan Planner, enter the Recommended amount(s) in the Revision Form as follows:  "]
[null,null,"Fall Unsubsidized - #1","Fall Grad PLUS - #3"]
[null,null,"Winter Unsubsidized - #2 ","Winter Grad PLUS - #4"]
[]
[null,5,"Submit the Online Revision Form"]

{"sheet":"What's Next","index":9,"n_rows":49,"n_cols":9,"rows_kept":49,"cut":false,"hidden":false,"merged":[[33,1,33,5],[21,2,21,5],[20,2,20,5],[19,2,19,3],[13,1,13,5],[18,2,18,5],[17,2,17,3],[16,2,16,5],[25,1,25,5],[9,2,9,5],[4,8,8,12],[1,1,1,5],[4,2,4,3],[4,4,4,5],[5,4,5,5],[6,2,6,5],[7,4,7,5],[8,2,8,3],[8,4,8,5]]}
[]
[null,"Fall 2018 Important Dates"]
[]
[null,null,"M1","M2","M3","M4"]
[null,"Payment Plan Enrollment Opens","July 17",null,"June 17",null,null,null,"FINANCIAL SERVICES CONTACT INFORMATION:                                                                  Email: medfinservices@oakland.edu                                                   Phone: 248-370-3611"]
[null,"Earliest Possible Disbursement ","July 27","August 3","June 22"]
[null,"Refund Direct Deposited","3-5 Business Days After Disbursement"]
[null,"Classes Begin ","August 6","August 13","July 2"]
[null,"Payment Due / Plan Enrollment Closes","August 15",null,"July 15"]
[null,"Deadline to Return Loans","30 Days After Disbursement Notification"]
[]
[]
[]
[null,"Winter 2019 Important Dates"]
[]
[null,null,"M1","M2","M3","M4"]
[null,"Payment Plan Enrollment Opens","December 17"]
[null,"Earliest Possible Disbursement ","December 28",null,"December 23","December 28"]
[null,"Refund Direct Deposited","3-5 Business Days After Disbursement"]
[null,"Classes Begin ","January 7",null,"January 2","January 7"]
[null,"Payment Due / Plan Enrollment Closes","January 15"]
[null,"Deadline to Return Loans","30 Days After Disbursement Notification"]
[]
[]
[]
[null,"Where To Go"]
[]
[null,"Financial Aid Status and Direct Deposit","MySail"]
[null,"Payment and Payment Plans","eBILL"]
[null,"International Payments","Flywire"]
[]
[]
[]
[null,"Helpful Resources"]
[]
[null,"General Information",null,"Books and Supplies"]
[null,"OUWB Financial Services",null,"M1 Textbook List"]
[null,"OUWB Cost of Attendance",null,"M2 Textbook List"]
[null,null,null,"M3 & M4 Textbook List"]
[]
[null,"Budgeting Resources",null,"USMLE Fees"]
[null,"AAMC Budgeting Basics",null,"USMLE Step Exam Fees"]
[null,"AAMC Budgeting Ideas and Tips"]
[null,null,null,"Residency Application, Interview and Match"]
[null,"Federal Loan Information",null,"AAMC Cost of Applying for Medical Residency"]
[null,"Interest Rates and Fees"]
[null,"Federal Direct (Unsubsidized) Loan Overview",null,"Student Loan Repayment"]
[null,"Federal PLUS Loan Overview",null,"AAMC Education Debt Manager"]
[null,"National Student Loan Data System",null,"Federal Loan Repayment Overview"]

{"sheet":"Sheet1","index":10,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}