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Office of Risk Management
13 Police and Support Services Building
2200 N. Squirrel Road
Rochester, MI 48309-4401
(248) 370-4929
Fax: (248) 370-3175



If you wish to drive for the university or are leasing a vehicle while on university business, you must comply with Administrative Policies & Procedures #610 Driving Practices & Standards.


Departments Owning/Leasing Vehicles

Oakland University’s new/leased vehicles are insured under the M.U.S.I.C.  Auto Liability/Physical Damage Insurance.  All vehicles are required to carry proof of insurance in the vehicle at all times.

What to do in case of an accident
Proof of Insurance Certificate
Renting Vehicles in the United States 

Vehicles rented in the United States may be rented in either the name of Oakland University or the individual renting the vehicle however, coverage is only extended to University Approved Drivers, regardless of the named renter. 

Driving or Renting Vehicles Overseas 

Individuals renting vehicles overseas must purchase local insurance at the time of rental. Most countries have a fine or jail penalty if you do not purchase local insurance.

University Approved Drivers operating privately owned vehicles on University Business

UADs operating privately owned/leased/rented vehicles on University Business MUST carry personal automobile liability insurance. 

Personal Liability Claims

The individual’s personal automobile liability coverage shall be the primary insurance for claims that occur on University Business. 

Individuals not recognized as UADs who are involved in an accident while driving on University Business may incur significant personal liability.

Physical Damage Claims

No Automobile Physical Damage coverage for privately owned/leased/rented vehicles shall be provided by the University.

University Vehicles

The University carries automobile physical damage and liability insurance for all University Vehicles.

UADs operating University Vehicles or equipment are covered for damages to property of others and/or bodily injury claims within the Michigan No-Fault Act. 

Insurance Deductibles may be assessed to the UAD’s department in the event of an accident.

Mobile Devices While Operating A Vehicle 

Several states have enacted laws regarding cell phone usage and text messaging while operating a vehicle.  Oakland University requires all drivers operating a vehicle for university purposes to comply with the laws of the state in which they are traveling in.   Information regarding state specific laws can be found on the Governors Highway Safety Association website.